




Why this course?
Women represent a powerful yet underestimated market.
BRIDGE THE GAP
This self-paced e-course provides practical insights into gender mainstreaming and strategies to promote women’s financial inclusion, showing how gender equality can drive both business growth and social impact.
DESIGNED FOR
Professionals in banks, microfinance institutions, or support roles in financial or non-financial organisations who want to explore how gender finance can open new opportunities.
TEAM of EXPERTS

Barbara
Kleinjohann
Barbara
Kleinjohann

Betty N. Syanda
Betty N. Syanda
Betty is an expert in financial inclusion, business development and commercial banking, working globally and more specifically in Sub-Saharan Africa with financial institutions, NGOs and social enterprises to successfully innovate and implement programmes covering: women’s entrepreneurship, agribusiness, access to finance, and non-financial services, small and medium business development, credit information sharing,
working with government, corporates and directly with entrepreneurs.
Learn. Apply. Make Change Happen
The goal of this course is not for you to become an expert in a specific field, but to start making change where you are. The e-course provides a wide range of options to choose from. Big changes often begin with small steps.
Raise gender awareness within your institution.
Adjust existing financial products to meet women’s needs.
Create a new product responding to specific women’s needs.
Develop a broader strategy that integrates gender considerations.
Explore potential donors
for funding and technical assistance to accompany
you on your journey to advance women’s financial inclusion
and gender finance.
Create a new product responding to specific women’s needs.
Develop a broader strategy that integrates gender considerations.
Explore potential donors
for funding and technical assistance to accompany
you on your journey to advance women’s financial inclusion
and gender finance.
Your Learning Path
Modules
enriched with practical examples, interactive learner activities, and additional resources for deeper learning
after completing each of the 8 modules
for self-assessment and checking comprehension
Your Learning Path
enriched with practical examples, interactive learner activities, and additional resources for deeper learning
for self-assessment and checking comprehension
after completing each of the 8 modules
Modules

Module 1. Introduction
The social impact and business case for women's financial inclusion
Key concepts related to women's financial inclusion and gender finance
Challenges women face as financial consumers in access to finance (A2F)
Practical steps to advance these topics within your institution or business

Module 2. Frameworks & Funding for Gender Lens
Gender lens investment sphere
Gender lens investing frameworks
Key parameters of the 2X Criteria, a widely accepted standard for gender lens investing in the industry

Module 3. Financial Institutions: Internal Perspectives on Gender
How gender equality and diversity can drive social impact and enhance business performance
How to conduct an internal gender assessment
What gender gaps, barriers, and biases in the workplace are
How to incorporate gender aspects into an institution's objectives
How to develop gender-responsive policies

Module 4. Women as Financial Consumers: Customer Centered Product Design #101
What are the challenges women face as financial consumers
How challenges and behavioural differences may impact A2F
How gender-responsive product design can drive business growth
How women-centered product design can address women's financial needs

Module 5. Product & Services for Gender Inclusion
Financial products targeted at women customers
Non-financial services for women, i.e., support services offered by banks,
and how they benefit both women customers and the bankThe role financial products play in women's economic empowerment
and financial inclusion

Module 6. Client Life Cycle
How women's client life cycle influences a financial institution to create
a gender-responsive programmeThe key elements that support women's client life cycle and how to tackle each
one successfullyHow to design a sustainable and profitable gender-responsive programme

Module 7. Monitoring & Evaluation
How to integrate gender-responsive Monitoring, Evaluation, and Learning (MEL) frameworks into financial institutions and use reporting frameworks to demonstrate impact on women’s empowerment
How to develop data-driven stories that highlight gender-related outcomes and business value
How to effectively monitor KPIs to promote gender equality and enhance organisational success
How to embed the sex-disaggregated data across institutional systems and practices
Module 8. Wrap-up
From learning to action. Make your institution truly gender-responsive
Examples of how GOPA AFC has helped financial institutions in Nigeria, Ghana, and Egypt take steps forward
How GOPA AFC can assist your institution
ABOUT THE COURSE
The objective of this introductory online course is to convey the basic principles and operational approaches of agricultural finance, guiding you toward effective solutions in this field.
The modules of the course will equip you to:
Identify promising business opportunities in the agriculture and agribusiness sector
Assess and manage risks for individual borrowers and the loan portfolio as a whole
Conduct the steps of the credit cycle
Recommend the most suitable product to your client
The duration of the course varies between 10 and 15 hours based on individual pacing and engagement.
Who is this course for?
For you, as agrifinance loan officers & analysts, middle management, and product managers of commercial banks and MFIs, who are versed in banking, but not necessarily in agri-finance.


BENEFITS
If you complete this course, you will be able to assess the prospects and risks for business in the agriculture and agribusiness sector to become an effective consultant for your client
You will strengthen your skills in loan management to agricultural enterprises by fulfilling case-based assessments
Upon successful course completion, you will be awarded a name certificate with a unique ID number
Course structure
The course is divided into four modules. Each module is rich with real-life examples and challenges you with questions, offering opportunities for deep reflection and practicing newfound skills. The most essential concepts of each module are rounded up in downloadable PDFs.
The course also contains a pre-course and a post-course survey. This helps us to learn more about your experience and improve the course for future students.
To get the most out of this course, be sure to scroll through all the content, visit all the activities, and take advantage of the handy infographics and illustrated summaries provided for you in the course notes. The provided glossary of agri-finance terms eases comprehension while working through the course materials and additional resources.
You need to earn four module badges. To obtain these badges, there are a total of four assignments for you to complete. When you have collected all four badges, and completed the final quiz, you will earn your course completion certificate.
Overall, 3 case-based activities and 4 quizzes are integrated across the 4 modules. Plus, the multiple-choice-style quiz awaits you at the end of the entire course, adding a final touch of completion.
Course structure
The course is divided into four modules. Each module is rich with real-life examples and challenges you with questions, offering opportunities for deep reflection and practicing newfound skills. The most essential concepts of each module are rounded up in downloadable PDFs.
The course also contains a pre-course and a post-course survey. This helps us to learn more about your experience and improve the course for future students.
To get the most out of this course, be sure to scroll through all the content, visit all the activities, and take advantage of the handy infographics and illustrated summaries provided for you in the course notes.
The provided glossary of agri-finance terms eases comprehension while working through the course materials and additional resources.
Overall, 3 case-based activities and 4 quizzes are integrated across the 4 modules. Plus, the multiple-choice-style quiz awaits you at the end of the entire course, adding a final touch of completion.
You need to earn four module badges. To obtain these badges, there are a total of four assignments for you to complete.
When you have collected all four badges, and completed the final quiz, you will earn your course completion certificate.
Modules
In Module One we introduce you to the agricultural and agribusiness sector. We discuss agricultural value chains, actors within the chain, and their financial needs.
After completing this module, you will be able to:
Discuss the importance of the agriculture and agribusiness sector
List the different agricultural sub-sectors
Describe the characteristics of agricultural value chains
Categorise the financial needs of different value chain actors
In Module Two we examine risk management. We look at individual credit risks, loan portfolio risks, and environmental and social risks as well as discuss how to manage these best.
After completing this module, you will be able to:
Identify and evaluate pertinent risks for an agricultural borrower
Employ risk management strategies for individual borrowers
Identify and evaluate pertinent risks within an agricultural portfolio
Employ risk management strategies for the agricultural portfolio
Module Three covers credit management. We go through the lending cycle and pay particular attention to the phase of appraising a potential client.
After completing this module, you will be able to:
Assess clients’ risk profile
Analyze the cash flow of an agribusiness (SME)
Propose an adequate loan structure
Adopt a tailored monitoring strategy for a client
Handle delinquent loans effectively
Module Four presents the main financial products and innovations in agricultural finance.
After completing this module, you will be able to:
Classify opportunities and shortcomings in innovations in agricultural finance
Identify the most suitable financial service to fit client needs
FAQ
Who is eligible for these courses?
These courses are designed for GOPA AFC Partner Financial Institutions, ensuring their staff members participate and benefit from its valuable content.
Is there a fee for these courses?
Donors who are funding projects implemented by GOPA AFC cover the training costs for Partner Financial Institutions. Therefore, courses are tuition-free for partners, but not entirely cost-free.
What will happen after registration?
Please note that applications are processed manually.
This may take some time. After registration, the system will prompt you to save the automatically generated login and password. These credentials will be needed at subsequent logins to the system.
How to get a certificate?
Building Gender-Responsive Financial Products: To receive a certificate, you need to complete all 8 modules of the e-course.
Introduction to Agricultural Finance for Bankers: To receive a certificate, you need to complete all course modules and take the final quiz for a passing score. After successfully passing the quiz, you will receive a certificate with a unique ID number.
Please note that our platform does not store personal data and is safe for learning.
How long does it take to complete the course?
Building Gender-Responsive Financial Products: On average, each training module (except the final one) takes about 45 minutes to complete. The exact time may vary depending on your pace and level of engagement. Follow the modules in sequence or start where your interest lies — the journey is yours to shape.
Introduction to Agricultural Finance for Bankers: The course duration varies between 10 and 15 hours, depending on individual pacing and engagement.
What to do if there is a problem, a question, or an improvement suggestion?
If you have a technical problem or would like to contribute to course improvement, please contact the designated person, who can assist you, provide support, address concerns, answer questions, and collaborate on enhancing the experience.
How can I track my progress?
You can access your personal account
and communicate with your assigned Contact Person
to monitor your progress.
FAQ
Who is eligible for these courses?
These courses are designed for GOPA AFC Partner Financial Institutions, ensuring their staff members participate and benefit from its valuable content.
Is there a fee for these courses?
Donors who are funding projects implemented by GOPA AFC cover the training costs for Partner Financial Institutions. Therefore, courses are tuition-free for partners, but not entirely cost-free.
What will happen after registration?
Please note that applications are processed manually.
This may take some time. After registration, the system will prompt you to save the automatically generated login and password. These credentials will be needed at subsequent logins to the system.
How to get a certificate?
Building Gender-Responsive Financial Products: To receive a certificate, you need to complete all 8 modules of the e-course.
Introduction to Agricultural Finance for Bankers: To receive a certificate, you need to complete all course modules and take the final quiz for a passing score. After successfully passing the quiz, you will receive a certificate with a unique ID number.
Please note that our platform does not store personal data and is safe for learning.
How long does it take to complete the course?
Building Gender-Responsive Financial Products: On average, each training module (except the final one) takes about 45 minutes to complete. The exact time may vary depending on your pace and level of engagement. Follow the modules in sequence or start where your interest lies — the journey is yours to shape.
Introduction to Agricultural Finance for Bankers: The course duration varies between 10 and 15 hours, depending on individual pacing and engagement.
What to do if there is a problem, a question, or an improvement suggestion?
If you have a technical problem or would like to contribute to course improvement, please contact the designated person, who can assist you, provide support, address concerns, answer questions, and collaborate on enhancing the experience.
Please note that applications are processed manually.
This may take some time. After registration, the system will prompt you to save the automatically generated login and password. These credentials will be needed at subsequent logins to the system.
How can I track my progress?
You can access your personal account
and communicate with your assigned Contact Person
to monitor your progress.