Introduction to
Agricultural Finance
for Bankers

interactive e-learning course
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ABOUT THE COURSE

The objective of this introductory online course is to convey the basic principles and operational approaches of agricultural finance, guiding you toward effective solutions in this field.

The modules of the course will equip you to:

  • Identify promising business opportunities in the agriculture and agribusiness sector

  • Assess and manage risks for individual borrowers and the loan portfolio as a whole

  • Conduct the steps of the credit cycle

  • Recommend the most suitable product to your client

The duration of the course varies between 10 and 15 hours based on individual pacing and engagement.

Who is this course for?

For you, as agrifinance loan officers & analysts, middle management, and product managers of commercial banks and MFIs, who are versed in banking, but not necessarily in agri-finance.

BENEFITS

What gains can you expect from taking this course?
  • If you complete this course, you will be able to assess the prospects and risks for business in the agriculture and agribusiness sector to become an effective consultant for your client

  • You will strengthen your skills in loan management to agricultural enterprises by fulfilling case-based assessments

  • Upon successful course completion, you will be awarded a name certificate with a unique ID number

Course structure

The course is divided into four modules. Each module is rich with real-life examples and challenges you with questions, offering opportunities for deep reflection and practicing newfound skills. The most essential concepts of each module are rounded up in downloadable PDFs.

The course also contains a pre-course and a post-course survey. This helps us to learn more about your experience and improve the course for future students.

Learn the theory

To get the most out of this course, be sure to scroll through all the content, visit all the activities, and take advantage of the handy infographics and illustrated summaries provided for you in the course notes. The provided glossary of agri-finance terms eases comprehension while working through the course materials and additional resources.

Collect badges and get your certificate

You need to earn four module badges. To obtain these badges, there are a total of four assignments for you to complete. When you have collected all four badges, and completed the final quiz, you will earn your course completion certificate.

Complete tasks and quizzes

Overall, 3 case-based activities and 4 quizzes are integrated across the 4 modules. Plus, the multiple-choice-style quiz awaits you at the end of the entire course, adding a final touch of completion.

Course structure

The course is divided into four modules. Each module is rich with real-life examples and challenges you with questions, offering opportunities for deep reflection and practicing newfound skills. The most essential concepts of each module are rounded up in downloadable PDFs.

The course also contains a pre-course and a post-course survey. This helps us to learn more about your experience and improve the course for future students.

Learn the theory

To get the most out of this course, be sure to scroll through all the content, visit all the activities, and take advantage of the handy infographics and illustrated summaries provided for you in the course notes.
The provided glossary of agri-finance terms eases comprehension while working through the course materials and additional resources.

Complete tasks and quizzes

Overall, 3 case-based activities and 4 quizzes are integrated across the 4 modules. Plus, the multiple-choice-style quiz awaits you at the end of the entire course, adding a final touch of completion.

Collect badges and get your certificate

You need to earn four module badges. To obtain these badges, there are a total of four assignments for you to complete.
When you have collected all four badges, and completed the final quiz, you will earn your course completion certificate.

Modules

Introduction to Agricultural Finance

In Module One we introduce you to the agricultural and agribusiness sector. We discuss agricultural value chains, actors within the chain, and their financial needs.

After completing this module, you will be able to:

  1. Discuss the importance of the agriculture and agribusiness sector

  2. List the different agricultural sub-sectors

  3. Describe the characteristics of agricultural value chains

  4. Categorise the financial needs of different value chain actors

Risk Management

In Module Two we examine risk management. We look at individual credit risks, loan portfolio risks, and environmental and social risks as well as discuss how to manage these best.

After completing this module, you will be able to:

  1. Identify and evaluate pertinent risks for an agricultural borrower

  2. Employ risk management strategies for individual borrowers

  3. Identify and evaluate pertinent risks within an agricultural portfolio

  4. Employ risk management strategies for the ag portfolio

Loan Management

Module Three covers credit management. We go through the lending cycle and pay particular attention to the phase of appraising a potential client.

After completing this module, you will be able to:

  1. Assess clients’ risk profile

  2. Analyze the cash flow of an agribusiness (SME)

  3. Propose an adequate loan structure

  4. Adopt a tailored monitoring strategy for a client

  5. Handle delinquent loans effectively

Types of Products and Innovations

Module Four presents the main financial products and innovations in agricultural finance.

After completing this module, you will be able to:

  1. Classify opportunities and shortcomings in innovations in agricultural finance

  2. Identify the most suitable financial service to fit client needs

FAQ

Who is eligible for this course?

This course is designed for GOPA AFC Partner Financial Institutions, ensuring their staff members participate and benefit from its valuable content.

Is there a fee for this course?

Donors who are funding projects implemented by GOPA AFC cover the training costs for Partner Financial Institutions. Therefore, the course is tuition-free for partners, but not entirely cost-free.

What will happen after registration?

Please note that applications are processed manually.
It can take some time. After registration, the system will prompt you to save the automatically generated login and password. These credentials will be needed at subsequent logins to the system.

What to do if there is a problem, question, or improvement suggestion?

If you have a technical problem or wish to contribute to the course improvement, please address directly the Contact Person assigned, who can assist and provide support, manage concerns, answer questions, and collaborate on improving the experience.

How to get a certificate?

To receive a certificate, you need to complete all course modules and take the final quiz for a passing score. After successfully passing the quiz, you will receive a certificate with a unique ID number. Please note that our platform does not store personal data and is safe for learning.

How can I track my progress?

You can access your personal account and communicate with your assigned Contact Person to monitor your progress.

FAQ

Who is eligible for this course?

This course is designed for AFC Partner Financial Institutions, ensuring their staff members participate and benefit from its valuable content.

Is there a fee for this course?

Donors who are funding projects implemented by AFC cover the training costs for Partner Financial Institutions. Therefore, the course is tuition-free for partners, but not entirely cost-free.

What will happen after registration?

Please note that applications are processed manually. It can take some time. After registration, the system will prompt you to save the automatically generated login and password. These credentials will be needed at subsequent logins to the system.

What to do if there is a problem, question, or improvement suggestion?

If you have a technical problem or wish to contribute to the course improvement, please address directly the Contact Person assigned, who can assist and provide support, manage concerns, answer questions, and collaborate on improving the experience.

How to get a certificate?

To receive a certificate, you need to complete all course modules and take the final quiz for a passing score. After successfully passing the quiz, you will receive a certificate with a unique ID number. Please note that our platform does not store personal data and is safe for learning.

How can I track my progress?

You can access your personal account and communicate with your assigned Contact Person to monitor your progress.

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